PECUNIO

A Safe and Easy Blockchain Investment

Pecunio is a platform which is decentralized for investments with the aid the aid of a cryptocurrency card as well as the use of a free digital exchange currency which allows an easy saving and spending of crypto assets. The mission is to provide a one-stop shop for an average non-tech expert (savvy user), a high equity investor as well as angel and venture capitalists. Pecunio is also involved in the specialization of providing expert consulting services to various reputable and distinguished blockchain start-ups. This can be done by providing each individual client with an executive business plan because of recognition for diversity and versatility. Pecunio also aims at opening a vibrant cryptocurrency market and exclusive investment universe to everyone. This will allow everyone to participate in the new economy of the 21st Century.

FEATURES OF PECUNIO

1. Decentralized Investment Platform and Exchange : When all funds and assets have been tokenized, investments are being simplified into selected ICOs, angel & venture capital funds and cryptocurrencies. This platform makes all majorcryptocurrencies interchangeable for free.
2. Cryptocurrency Card : This involves a multi-asset prepaid debit card which enables spending of tokens in fiat currencies all around the world. What makes digital currency a whole lot easier is this multi-asset prepaid debit card without local exchange fees.
3. ICO Incubator : A Blockchain Start-up Angelist: Through an expertise in traditional and hedge-fund management, there is a qualification to accompany and support blockchain businesses successfully. A dedicated fund, management support, legal services etc. are being used to launch ICO campaigns and profits gained are shared with token holders.

HOW PECUNIO WORKS

How to Sign Up?
To sign up on Pecunio, a user needs to create an account on the platform by providing details such as an email address, a user name and a password. Confirmation will be sent via email and immediately, a personal wallet is created and one is automatically redirected to a user dashboard where an overview of the personal account and holdings is found.

After transferring cryptocurrencies or fiat money into the account successfully, the user has the choice whether it should be spent via the crypto card or exchanges or rather invest cryptocurrencies into Pecunio’s investment products. There is an opportunity for every investor to invest into different type of funds. Currently, there are three types of fund tokens available asides the exchange-tradable Pecunio token (PCO token).

Every generated value is distributed to investors by the PCO utility token in which fees are returned from tokenized ICOs, AC & VC and cryptocurrency fund. In addition, value is guarded by the regular burning of tokens.

ICO DETAIL

Token
Pecunio’s PCO token is a utility token which is built on Ethereum blockchain. Pecunio’s PCO tokens receive their proceeds from three sources namely; the management, the performance and the ICO fees. Millions of commission earnings will be earned by Pecunio within a short time and this makes it a true-blue chip investment for token holders.

Token Sale Procedure – Project Funding
In order to fund the project, a token sale issuing 40 million Pecunio tokens (PCO) is conducted in total after the ICO campaign successfully ends. The total supply number of tokens is 100 million Pecunio tokens (PCO tokens).

Some hard facts about this token sale includes :

• The crowdsale is still confidential but anyone who pre-registered will be personally invited to a closed-end token sale. This will last for 30 days.
• PCO Tokens are basically Ethereum ERC-20 tokens.
• In the token sale, 30,000,000 will be sold.
• The Exchange Rate: 1 ETH = 200 PCO.
• Upon receipt of 150,000 ETH, token sale will be hard-capped.
• For the purchase of PCO Tokens, BTC, ETH, XRP and LTC are accepted.
• In order to avoid inflation, no more PCO will be created after this period.
• Token distribution starts with 1st February 2018.

30%: Public
20%: PCO founding team.
20%: Financial backers, early supporters.
15%: Capital Reserve for angel investments, incentives, salaries.
10%: Employee Token pool (locked for 12 months).
5%: Advisory (locked for 3 months).

Token Value
PCO tokens show ownership tied to PCO asset contract, namely the rights and obligations that arise from the Pecunio universe of funds (most especially management and performance fees) and ICO service fees. Tokens are simply digital assets with no intrinsic value by themselves but their value is based on their underlying assets, properties or rights.

Allocation of tokens :

• 20,000,000 of PCO created during the creation event will be allocated to Pecunio founders.
• 20,000,000 PCO will be allocated to financial backers and early stage supporters.
• 10,000,000 of PCO created during the creation event will be allocated to the company and will be utilized as a future employee token pool, to strengthen the ability to attract and retail talent (this token will be locked for 12 months).
• 5,000,000 of PCO created during the creation event will be created for and granted to advisors (this token will be locked up for 3 months).
  Capital Reserve:
• 15,000,000 of PCO will be credited but not issued to the reserve. These PCO’s will best serve as an additional available source of funding and depending on future circumstances, may never be issued.

ICO Scams

Many ICOs or token launches lack legitimacy for any of the following reasons:

• Some ICOs are mostly and outright scams. Founders of such simply cash in on an irregular amount of “dumb money” that are being thrown by people into token launches. i.e. The investors can often be people that missed their chance of Bitcoin or Ether and have no true understanding about the differences between various cryptocurrencies especially when it comes to value.
• Other ICOs are illegitimate simply because they are a solution without having a problem i.e. not everything requires a decentralized application with its own currency. Due to these risks involved, a significant set of due diligence questionnaire has to be implied before purchasing into a potential ICO.

Why Pecunio is an ERC-20 Token?

The following are reasons why Pecunio is an ERC-20 Token :

• It is secure and predictable (as opposed to having to run an independent blockchain network).
• It makes use of a robust and well-supported clients (Ethereum-based tokens can be managed with official Ethereum clients).
• It has a high liquidity (it is interchangeable with other Ethereum0based tokens or Ether).
• There is an easier listing on exchanges most especially when infrastructures are already in place.
• The Ethereum smart contracts enable a very transparent and secure way of profit sharing.

Note : The PCO asset contract collects a yearly management fees of 2-6% on all funds as well as 15-30% on performance fees. The assets will be accessed by PCO token holders through a “redeem and burn” mechanism.

COMPETITIVE ANALYSIS

On the blockchain unlike other funds, classes of traditional assets are not merely tokenized. The attention lies deeply and exclusively on the blockchain assets, which are decentralized applications and cryptocurrencies according to blockchain technology.

In conclusion, the investment platform is known to be the last stages of development and wherever the destination is anywhere in the world, the multi-asset prepaid debit card can be shipped conveniently. Pecunio is the only blockchain investment platform known to have a free exchange and a cryptocurrency card.

TEAM

Information bellow:

Website | Whitepaper | Telegram | Twitter

Author: Vespa panjang

ProfilLink: https://bitcointalk.org/index.php?action=profile;u=1397638

EthAddress: 0x73d704F72440F0dDA507ADb95C22c2901bDB134B